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(c) Standby letters of credit are presented excluding participations. The Corporation has established a liability of $ 2 million and $ 3 million at December 31, 2023 and 2022, respectively, as an estimate of the fair value of these financial instruments.
text
2
monetaryItemType
text: <entity> 2 </entity> <entity type> monetaryItemType </entity type> <context> (c) Standby letters of credit are presented excluding participations. The Corporation has established a liability of $ 2 million and $ 3 million at December 31, 2023 and 2022, respectively, as an estimate of the fair value of these financial instruments. </context>
us-gaap:LinesOfCreditFairValueDisclosure
(c) Standby letters of credit are presented excluding participations. The Corporation has established a liability of $ 2 million and $ 3 million at December 31, 2023 and 2022, respectively, as an estimate of the fair value of these financial instruments.
text
3
monetaryItemType
text: <entity> 3 </entity> <entity type> monetaryItemType </entity type> <context> (c) Standby letters of credit are presented excluding participations. The Corporation has established a liability of $ 2 million and $ 3 million at December 31, 2023 and 2022, respectively, as an estimate of the fair value of these financial instruments. </context>
us-gaap:LinesOfCreditFairValueDisclosure
The Corporation invests in qualified affordable housing projects, historic projects, new market projects, and opportunity zone funds for the purpose of community reinvestment and obtaining tax credits and other tax benefits. Return on the Corporation's investment in these projects and funds comes in the form of the tax credits and tax losses that pass through to the Corporation, and deferral or elimination of capital gain recognition for tax purposes. The aggregate carrying value of these investments at December 31, 2023, was $ 219 million, compared to $ 250 million at December 31, 2022, included in tax credit and other investments on the consolidated balance sheets. The Corporation utilizes the proportional amortization method to account for investments in qualified affordable housing projects.
text
219
monetaryItemType
text: <entity> 219 </entity> <entity type> monetaryItemType </entity type> <context> The Corporation invests in qualified affordable housing projects, historic projects, new market projects, and opportunity zone funds for the purpose of community reinvestment and obtaining tax credits and other tax benefits. Return on the Corporation's investment in these projects and funds comes in the form of the tax credits and tax losses that pass through to the Corporation, and deferral or elimination of capital gain recognition for tax purposes. The aggregate carrying value of these investments at December 31, 2023, was $ 219 million, compared to $ 250 million at December 31, 2022, included in tax credit and other investments on the consolidated balance sheets. The Corporation utilizes the proportional amortization method to account for investments in qualified affordable housing projects. </context>
us-gaap:OtherInvestments
The Corporation invests in qualified affordable housing projects, historic projects, new market projects, and opportunity zone funds for the purpose of community reinvestment and obtaining tax credits and other tax benefits. Return on the Corporation's investment in these projects and funds comes in the form of the tax credits and tax losses that pass through to the Corporation, and deferral or elimination of capital gain recognition for tax purposes. The aggregate carrying value of these investments at December 31, 2023, was $ 219 million, compared to $ 250 million at December 31, 2022, included in tax credit and other investments on the consolidated balance sheets. The Corporation utilizes the proportional amortization method to account for investments in qualified affordable housing projects.
text
250
monetaryItemType
text: <entity> 250 </entity> <entity type> monetaryItemType </entity type> <context> The Corporation invests in qualified affordable housing projects, historic projects, new market projects, and opportunity zone funds for the purpose of community reinvestment and obtaining tax credits and other tax benefits. Return on the Corporation's investment in these projects and funds comes in the form of the tax credits and tax losses that pass through to the Corporation, and deferral or elimination of capital gain recognition for tax purposes. The aggregate carrying value of these investments at December 31, 2023, was $ 219 million, compared to $ 250 million at December 31, 2022, included in tax credit and other investments on the consolidated balance sheets. The Corporation utilizes the proportional amortization method to account for investments in qualified affordable housing projects. </context>
us-gaap:OtherInvestments
Under the proportional amortization method, the Corporation amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits. The Corporation recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $ 34 million, $ 34 million, and $ 33 million during the years ended December 31, 2023, 2022, and 2021, respectively. The Corporation's remaining investment in qualified affordable housing projects accounted for under the proportional amortization method totaled $ 215 million at December 31, 2023 and $ 246 million at December 31, 2022.
text
34
monetaryItemType
text: <entity> 34 </entity> <entity type> monetaryItemType </entity type> <context> Under the proportional amortization method, the Corporation amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits. The Corporation recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $ 34 million, $ 34 million, and $ 33 million during the years ended December 31, 2023, 2022, and 2021, respectively. The Corporation's remaining investment in qualified affordable housing projects accounted for under the proportional amortization method totaled $ 215 million at December 31, 2023 and $ 246 million at December 31, 2022. </context>
us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
Under the proportional amortization method, the Corporation amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits. The Corporation recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $ 34 million, $ 34 million, and $ 33 million during the years ended December 31, 2023, 2022, and 2021, respectively. The Corporation's remaining investment in qualified affordable housing projects accounted for under the proportional amortization method totaled $ 215 million at December 31, 2023 and $ 246 million at December 31, 2022.
text
33
monetaryItemType
text: <entity> 33 </entity> <entity type> monetaryItemType </entity type> <context> Under the proportional amortization method, the Corporation amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits. The Corporation recognized additional income tax expense attributable to the amortization of investments in qualified affordable housing projects of $ 34 million, $ 34 million, and $ 33 million during the years ended December 31, 2023, 2022, and 2021, respectively. The Corporation's remaining investment in qualified affordable housing projects accounted for under the proportional amortization method totaled $ 215 million at December 31, 2023 and $ 246 million at December 31, 2022. </context>
us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization
The Corporation has principal investment commitments to provide capital-based financing to private companies through either direct investment in specific companies or through investment funds and partnerships. The timing of future cash requirements to fund such principal investment commitments is generally dependent on the investment cycle, whereby privately held companies are funded by private equity investors and ultimately sold, merged, or taken public through an initial offering, which can vary based on overall market conditions, as well as the nature and type of industry in which the companies operate. The Corporation also invests in loan pools that support CRA loans. The timing of future cash requirements to fund these pools is dependent upon loan demand, which can vary over time. The aggregate carrying value of these investments was $ 40 million and $ 27 million at December 31, 2023 and 2022, respectively, included in tax credit and other investments on the consolidated balance sheets.
text
40
monetaryItemType
text: <entity> 40 </entity> <entity type> monetaryItemType </entity type> <context> The Corporation has principal investment commitments to provide capital-based financing to private companies through either direct investment in specific companies or through investment funds and partnerships. The timing of future cash requirements to fund such principal investment commitments is generally dependent on the investment cycle, whereby privately held companies are funded by private equity investors and ultimately sold, merged, or taken public through an initial offering, which can vary based on overall market conditions, as well as the nature and type of industry in which the companies operate. The Corporation also invests in loan pools that support CRA loans. The timing of future cash requirements to fund these pools is dependent upon loan demand, which can vary over time. The aggregate carrying value of these investments was $ 40 million and $ 27 million at December 31, 2023 and 2022, respectively, included in tax credit and other investments on the consolidated balance sheets. </context>
us-gaap:OtherInvestments
The Corporation has principal investment commitments to provide capital-based financing to private companies through either direct investment in specific companies or through investment funds and partnerships. The timing of future cash requirements to fund such principal investment commitments is generally dependent on the investment cycle, whereby privately held companies are funded by private equity investors and ultimately sold, merged, or taken public through an initial offering, which can vary based on overall market conditions, as well as the nature and type of industry in which the companies operate. The Corporation also invests in loan pools that support CRA loans. The timing of future cash requirements to fund these pools is dependent upon loan demand, which can vary over time. The aggregate carrying value of these investments was $ 40 million and $ 27 million at December 31, 2023 and 2022, respectively, included in tax credit and other investments on the consolidated balance sheets.
text
27
monetaryItemType
text: <entity> 27 </entity> <entity type> monetaryItemType </entity type> <context> The Corporation has principal investment commitments to provide capital-based financing to private companies through either direct investment in specific companies or through investment funds and partnerships. The timing of future cash requirements to fund such principal investment commitments is generally dependent on the investment cycle, whereby privately held companies are funded by private equity investors and ultimately sold, merged, or taken public through an initial offering, which can vary based on overall market conditions, as well as the nature and type of industry in which the companies operate. The Corporation also invests in loan pools that support CRA loans. The timing of future cash requirements to fund these pools is dependent upon loan demand, which can vary over time. The aggregate carrying value of these investments was $ 40 million and $ 27 million at December 31, 2023 and 2022, respectively, included in tax credit and other investments on the consolidated balance sheets. </context>
us-gaap:OtherInvestments
(c) The commitment on standby letters of credit was $ 212 million and $ 271 million at December 31, 2023 and 2022, respectively. See Note 16 for additional information on the standby letters of credit and for information on the fair value of lending-related commitments.
text
212
monetaryItemType
text: <entity> 212 </entity> <entity type> monetaryItemType </entity type> <context> (c) The commitment on standby letters of credit was $ 212 million and $ 271 million at December 31, 2023 and 2022, respectively. See Note 16 for additional information on the standby letters of credit and for information on the fair value of lending-related commitments. </context>
us-gaap:LettersOfCreditOutstandingAmount
(c) The commitment on standby letters of credit was $ 212 million and $ 271 million at December 31, 2023 and 2022, respectively. See Note 16 for additional information on the standby letters of credit and for information on the fair value of lending-related commitments.
text
271
monetaryItemType
text: <entity> 271 </entity> <entity type> monetaryItemType </entity type> <context> (c) The commitment on standby letters of credit was $ 212 million and $ 271 million at December 31, 2023 and 2022, respectively. See Note 16 for additional information on the standby letters of credit and for information on the fair value of lending-related commitments. </context>
us-gaap:LettersOfCreditOutstandingAmount
Approximately 3 million anti-dilutive common stock options were excluded from the earnings per share calculation at December 31, 2023, 2 million at December 31, 2022, and 3 million at December 31, 2021.
text
3
sharesItemType
text: <entity> 3 </entity> <entity type> sharesItemType </entity type> <context> Approximately 3 million anti-dilutive common stock options were excluded from the earnings per share calculation at December 31, 2023, 2 million at December 31, 2022, and 3 million at December 31, 2021. </context>
us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
Approximately 3 million anti-dilutive common stock options were excluded from the earnings per share calculation at December 31, 2023, 2 million at December 31, 2022, and 3 million at December 31, 2021.
text
2
sharesItemType
text: <entity> 2 </entity> <entity type> sharesItemType </entity type> <context> Approximately 3 million anti-dilutive common stock options were excluded from the earnings per share calculation at December 31, 2023, 2 million at December 31, 2022, and 3 million at December 31, 2021. </context>
us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
The Corporation utilizes a risk-based internal profitability measurement system to provide strategic business unit reporting. The profitability measurement system is based on internal management methodologies designed to produce consistent results and reflect the underlying economics of the units. Certain strategic business units have been combined for segment information reporting purposes where the nature of the products and services, the type of customer, and the distribution of those products and services are similar. The three reportable segments are Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The financial information of the Corporation’s segments has been compiled utilizing the accounting policies described in Note 1, with certain exceptions. The more significant of these exceptions are described herein.
text
three
integerItemType
text: <entity> three </entity> <entity type> integerItemType </entity type> <context> The Corporation utilizes a risk-based internal profitability measurement system to provide strategic business unit reporting. The profitability measurement system is based on internal management methodologies designed to produce consistent results and reflect the underlying economics of the units. Certain strategic business units have been combined for segment information reporting purposes where the nature of the products and services, the type of customer, and the distribution of those products and services are similar. The three reportable segments are Corporate and Commercial Specialty; Community, Consumer, and Business; and Risk Management and Shared Services. The financial information of the Corporation’s segments has been compiled utilizing the accounting policies described in Note 1, with certain exceptions. The more significant of these exceptions are described herein. </context>
us-gaap:NumberOfReportableSegments
On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 .
text
0.22
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text: <entity> 0.22 </entity> <entity type> perShareItemType </entity type> <context> On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . </context>
us-gaap:CommonStockDividendsPerShareDeclared
On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 .
text
0.3671875
perShareItemType
text: <entity> 0.3671875 </entity> <entity type> perShareItemType </entity type> <context> On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . </context>
us-gaap:PreferredStockDividendsPerShareDeclared
On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 .
text
5.875
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text: <entity> 5.875 </entity> <entity type> percentItemType </entity type> <context> On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . </context>
us-gaap:PreferredStockDividendRatePercentage
On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 .
text
0.3515625
perShareItemType
text: <entity> 0.3515625 </entity> <entity type> perShareItemType </entity type> <context> On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . </context>
us-gaap:PreferredStockDividendsPerShareDeclared
On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 .
text
5.625
percentItemType
text: <entity> 5.625 </entity> <entity type> percentItemType </entity type> <context> On January 30, 2024 , the Corporation's Board of Directors declared a regular quarterly cash dividend of $ 0.22 per common share, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3671875 per depositary share on Associated's 5.875 % Series E Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . The Board of Directors also declared a regular quarterly cash dividend of $ 0.3515625 per depositary share on Associated's 5.625 % Series F Perpetual Preferred Stock, payable on March 15, 2024 to shareholders of record at the close of business on March 1, 2024 . </context>
us-gaap:PreferredStockDividendRatePercentage
On February 18, 2022, CBNA closed on its HSBC transaction, which included 66 branches in the New York City metropolitan area, 9 branches in the Mid-Atlantic/Washington D.C. area, and 5 branches in Southeast Florida. The acquired liabilities and assets included approximately $ 6.3 billion in deposits and $ 1.5 billion in loans. The transaction resulted in an increase to goodwill of $ 120 million, which was allocated to the Consumer business segment as of December 31, 2022.
text
120
monetaryItemType
text: <entity> 120 </entity> <entity type> monetaryItemType </entity type> <context> On February 18, 2022, CBNA closed on its HSBC transaction, which included 66 branches in the New York City metropolitan area, 9 branches in the Mid-Atlantic/Washington D.C. area, and 5 branches in Southeast Florida. The acquired liabilities and assets included approximately $ 6.3 billion in deposits and $ 1.5 billion in loans. The transaction resulted in an increase to goodwill of $ 120 million, which was allocated to the Consumer business segment as of December 31, 2022. </context>
us-gaap:Goodwill
Upon closing of the acquisition, each share of Investors common stock was converted into 0.297 of a share of the Company’s common stock. This conversion, coupled with the conversion of equity awards noted below under “Share-Based Compensation Activity”, resulted in an increase of approximately 73.6 million basic and diluted shares. The Company also paid $ 1.46 in cash to shareholders of Investors for each share they owned.
text
73.6
sharesItemType
text: <entity> 73.6 </entity> <entity type> sharesItemType </entity type> <context> Upon closing of the acquisition, each share of Investors common stock was converted into 0.297 of a share of the Company’s common stock. This conversion, coupled with the conversion of equity awards noted below under “Share-Based Compensation Activity”, resulted in an increase of approximately 73.6 million basic and diluted shares. The Company also paid $ 1.46 in cash to shareholders of Investors for each share they owned. </context>
us-gaap:BusinessAcquisitionEquityInterestsIssuedOrIssuableNumberOfSharesIssued
Under the terms of the merger agreement with Investors, stock options and restricted shares granted by Investors that were outstanding as of April 6, 2022 were converted into CFG awards and remained subject to their original terms and conditions. Citizens issued 1,151,301 stock options and 259,316 restricted shares in connection with the transaction.
text
1151301
sharesItemType
text: <entity> 1151301 </entity> <entity type> sharesItemType </entity type> <context> Under the terms of the merger agreement with Investors, stock options and restricted shares granted by Investors that were outstanding as of April 6, 2022 were converted into CFG awards and remained subject to their original terms and conditions. Citizens issued 1,151,301 stock options and 259,316 restricted shares in connection with the transaction. </context>
us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
Under the terms of the merger agreement with Investors, stock options and restricted shares granted by Investors that were outstanding as of April 6, 2022 were converted into CFG awards and remained subject to their original terms and conditions. Citizens issued 1,151,301 stock options and 259,316 restricted shares in connection with the transaction.
text
259316
sharesItemType
text: <entity> 259316 </entity> <entity type> sharesItemType </entity type> <context> Under the terms of the merger agreement with Investors, stock options and restricted shares granted by Investors that were outstanding as of April 6, 2022 were converted into CFG awards and remained subject to their original terms and conditions. Citizens issued 1,151,301 stock options and 259,316 restricted shares in connection with the transaction. </context>
us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
Goodwill of $ 887 million recorded in connection with the acquisition resulted from the expected synergies, operational efficiencies and expertise of Investors. The amount of goodwill recorded reflected the increased market share and related synergies that resulted from the acquisition, and represents the excess purchase price over the estimated fair value of the net assets acquired from Investors. The goodwill was allocated to the Company’s Commercial Banking and Consumer Banking business operating segments and is not deductible for income tax purposes.
text
887
monetaryItemType
text: <entity> 887 </entity> <entity type> monetaryItemType </entity type> <context> Goodwill of $ 887 million recorded in connection with the acquisition resulted from the expected synergies, operational efficiencies and expertise of Investors. The amount of goodwill recorded reflected the increased market share and related synergies that resulted from the acquisition, and represents the excess purchase price over the estimated fair value of the net assets acquired from Investors. The goodwill was allocated to the Company’s Commercial Banking and Consumer Banking business operating segments and is not deductible for income tax purposes. </context>
us-gaap:Goodwill
Excludes the acceleration of one-time executive compensation and Employee Stock Ownership Plan expenses of $ 122 million incurred by Investors in the first quarter of 2022.
text
122
monetaryItemType
text: <entity> 122 </entity> <entity type> monetaryItemType </entity type> <context> Excludes the acceleration of one-time executive compensation and Employee Stock Ownership Plan expenses of $ 122 million incurred by Investors in the first quarter of 2022. </context>
us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost
In addition, the supplemental pro forma financial information includes non-recurring acquisition-related costs of $ 335 million incurred during the year ended December 31, 2022, as summarized in the following table. These costs, along with the $ 13 million incurred during 2021, are included in the first quarter of 2021 for the purpose of reporting supplemental pro forma financial information presented above.
text
335
monetaryItemType
text: <entity> 335 </entity> <entity type> monetaryItemType </entity type> <context> In addition, the supplemental pro forma financial information includes non-recurring acquisition-related costs of $ 335 million incurred during the year ended December 31, 2022, as summarized in the following table. These costs, along with the $ 13 million incurred during 2021, are included in the first quarter of 2021 for the purpose of reporting supplemental pro forma financial information presented above. </context>
us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
In addition, the supplemental pro forma financial information includes non-recurring acquisition-related costs of $ 335 million incurred during the year ended December 31, 2022, as summarized in the following table. These costs, along with the $ 13 million incurred during 2021, are included in the first quarter of 2021 for the purpose of reporting supplemental pro forma financial information presented above.
text
13
monetaryItemType
text: <entity> 13 </entity> <entity type> monetaryItemType </entity type> <context> In addition, the supplemental pro forma financial information includes non-recurring acquisition-related costs of $ 335 million incurred during the year ended December 31, 2022, as summarized in the following table. These costs, along with the $ 13 million incurred during 2021, are included in the first quarter of 2021 for the purpose of reporting supplemental pro forma financial information presented above. </context>
us-gaap:BusinessCombinationAcquisitionRelatedCosts
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
101
monetaryItemType
text: <entity> 101 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestPurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
15.6
monetaryItemType
text: <entity> 15.6 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:BusinessCombinationAcquiredReceivablesFairValue
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
4.5
monetaryItemType
text: <entity> 4.5 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:BusinessCombinationAcquiredReceivablesFairValue
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
15.9
monetaryItemType
text: <entity> 15.9 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:BusinessCombinationAcquiredReceivablesGrossContractualAmount
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
4.7
monetaryItemType
text: <entity> 4.7 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:BusinessCombinationAcquiredReceivablesGrossContractualAmount
Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses.
text
145
monetaryItemType
text: <entity> 145 </entity> <entity type> monetaryItemType </entity type> <context> Under CECL, the Company is required to determine whether purchased loans held for investment have experienced more-than-insignificant deterioration in credit quality since origination. A variety of factors are considered in connection with the identification of more-than-insignificant deterioration in credit quality including, but not limited to, nonperforming status, delinquency, risk ratings, TDR classification, FICO scores and other qualitative factors. The amortized cost of a PCD loan is initially measured by adding the acquisition date estimate of expected credit losses to the loan's purchase price. The initial ALLL for PCD loans of $ 101 million was established through an adjustment to the Investors loan balance and related purchase accounting mark. Non-PCD loans and PCD loans had a fair value of $ 15.6 billion and $ 4.5 billion at the acquisition date and unpaid principal balance of $ 15.9 billion and $ 4.7 billion, respectively. In accordance with U.S. GAAP there was no carryover of the ACL that was previously recorded by Investors. Subsequent to the acquisition, an ACL on non-PCD loans of $ 145 million was recorded through provision expense for credit losses. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Excludes portfolio level basis adjustments of $ 60 million for securities designated in active fair value hedge relationships. The basis adjustments represent a reduction to the amortized cost of the securities being hedged.
text
60
monetaryItemType
text: <entity> 60 </entity> <entity type> monetaryItemType </entity type> <context> Excludes portfolio level basis adjustments of $ 60 million for securities designated in active fair value hedge relationships. The basis adjustments represent a reduction to the amortized cost of the securities being hedged. </context>
us-gaap:HedgedAssetFairValueHedgePortfolioLayerMethodCumulativeIncreaseDecreaseExcludedFromAmortizedCost
Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
1.2
monetaryItemType
text: <entity> 1.2 </entity> <entity type> monetaryItemType </entity type> <context> Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:InterestIncomeSecuritiesTaxable
Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
840
monetaryItemType
text: <entity> 840 </entity> <entity type> monetaryItemType </entity type> <context> Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:InterestIncomeSecuritiesTaxable
Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
487
monetaryItemType
text: <entity> 487 </entity> <entity type> monetaryItemType </entity type> <context> Taxable interest income from investment securities as presented in the Consolidated Statements of Operations was $ 1.2 billion, $ 840 million and $ 487 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:InterestIncomeSecuritiesTaxable
Securitizations of mortgage loans retained in the investment portfolio for the years ended December 31, 2023 and 2022 were $ 102 million and $ 143 million, respectively. These securitizations include a substantive guarantee by a third party. The guarantors were FNMA and FHLMC in 2023 and 2022. The debt securities received from the guarantors are classified as AFS.
text
102
monetaryItemType
text: <entity> 102 </entity> <entity type> monetaryItemType </entity type> <context> Securitizations of mortgage loans retained in the investment portfolio for the years ended December 31, 2023 and 2022 were $ 102 million and $ 143 million, respectively. These securitizations include a substantive guarantee by a third party. The guarantors were FNMA and FHLMC in 2023 and 2022. The debt securities received from the guarantors are classified as AFS. </context>
us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale
Securitizations of mortgage loans retained in the investment portfolio for the years ended December 31, 2023 and 2022 were $ 102 million and $ 143 million, respectively. These securitizations include a substantive guarantee by a third party. The guarantors were FNMA and FHLMC in 2023 and 2022. The debt securities received from the guarantors are classified as AFS.
text
143
monetaryItemType
text: <entity> 143 </entity> <entity type> monetaryItemType </entity type> <context> Securitizations of mortgage loans retained in the investment portfolio for the years ended December 31, 2023 and 2022 were $ 102 million and $ 143 million, respectively. These securitizations include a substantive guarantee by a third party. The guarantors were FNMA and FHLMC in 2023 and 2022. The debt securities received from the guarantors are classified as AFS. </context>
us-gaap:ProceedsFromSecuritizationsOfLoansHeldForSale
Accrued interest receivable on loans and leases held for investment totaled $ 875 million and $ 820 million as of December 31, 2023 and 2022, respectively, and is included in other assets in the Consolidated Balance Sheets.
text
875
monetaryItemType
text: <entity> 875 </entity> <entity type> monetaryItemType </entity type> <context> Accrued interest receivable on loans and leases held for investment totaled $ 875 million and $ 820 million as of December 31, 2023 and 2022, respectively, and is included in other assets in the Consolidated Balance Sheets. </context>
us-gaap:InterestReceivable
Accrued interest receivable on loans and leases held for investment totaled $ 875 million and $ 820 million as of December 31, 2023 and 2022, respectively, and is included in other assets in the Consolidated Balance Sheets.
text
820
monetaryItemType
text: <entity> 820 </entity> <entity type> monetaryItemType </entity type> <context> Accrued interest receivable on loans and leases held for investment totaled $ 875 million and $ 820 million as of December 31, 2023 and 2022, respectively, and is included in other assets in the Consolidated Balance Sheets. </context>
us-gaap:InterestReceivable
Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively.
text
36.0
monetaryItemType
text: <entity> 36.0 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively.
text
38.4
monetaryItemType
text: <entity> 38.4 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively.
text
31.9
monetaryItemType
text: <entity> 31.9 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively.
text
34.8
monetaryItemType
text: <entity> 34.8 </entity> <entity type> monetaryItemType </entity type> <context> Loans pledged as collateral for FHLB borrowing capacity, primarily residential mortgages and home equity products, totaled $ 36.0 billion and $ 38.4 billion at December 31, 2023 and 2022, respectively. Loans pledged as collateral to support the contingent ability to borrow at the FRB discount window, if necessary, were primarily comprised of education, automobile, commercial and industrial, and commercial real estate loans, and totaled $ 31.9 billion and $ 34.8 billion at December 31, 2023 and 2022, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
Interest income on direct financing and sales-type leases for the years ended December 31, 2023, 2022 and 2021 was $ 46 million, $ 46 million and $ 49 million, respectively, and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations.
text
46
monetaryItemType
text: <entity> 46 </entity> <entity type> monetaryItemType </entity type> <context> Interest income on direct financing and sales-type leases for the years ended December 31, 2023, 2022 and 2021 was $ 46 million, $ 46 million and $ 49 million, respectively, and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations. </context>
us-gaap:DirectFinancingLeaseInterestIncome
Interest income on direct financing and sales-type leases for the years ended December 31, 2023, 2022 and 2021 was $ 46 million, $ 46 million and $ 49 million, respectively, and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations.
text
49
monetaryItemType
text: <entity> 49 </entity> <entity type> monetaryItemType </entity type> <context> Interest income on direct financing and sales-type leases for the years ended December 31, 2023, 2022 and 2021 was $ 46 million, $ 46 million and $ 49 million, respectively, and is reported within interest and fees on loans and leases in the Consolidated Statements of Operations. </context>
us-gaap:DirectFinancingLeaseInterestIncome
Loans and leases that do not share similar risk characteristics are individually assessed for expected credit losses. Nonaccrual commercial and industrial, and commercial real estate loans with an outstanding balance of $ 5 million or greater are assessed on an individual loan level basis. Generally, measurement of the ACL on an individual loan or lease is the present value of its future cash flows or the fair value of its underlying collateral, if the loan or lease is collateral dependent.
text
5
monetaryItemType
text: <entity> 5 </entity> <entity type> monetaryItemType </entity type> <context> Loans and leases that do not share similar risk characteristics are individually assessed for expected credit losses. Nonaccrual commercial and industrial, and commercial real estate loans with an outstanding balance of $ 5 million or greater are assessed on an individual loan level basis. Generally, measurement of the ACL on an individual loan or lease is the present value of its future cash flows or the fair value of its underlying collateral, if the loan or lease is collateral dependent. </context>
us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
Collateral values for residential mortgage and home equity loans are based on appraisals, which are updated every 90 days at a minimum, less estimated costs to sell. At December 31, 2023 and 2022, the Company had collateral-dependent residential mortgage and home equity loans totaling $ 556 million and $ 561 million, respectively.
text
556
monetaryItemType
text: <entity> 556 </entity> <entity type> monetaryItemType </entity type> <context> Collateral values for residential mortgage and home equity loans are based on appraisals, which are updated every 90 days at a minimum, less estimated costs to sell. At December 31, 2023 and 2022, the Company had collateral-dependent residential mortgage and home equity loans totaling $ 556 million and $ 561 million, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Collateral values for residential mortgage and home equity loans are based on appraisals, which are updated every 90 days at a minimum, less estimated costs to sell. At December 31, 2023 and 2022, the Company had collateral-dependent residential mortgage and home equity loans totaling $ 556 million and $ 561 million, respectively.
text
561
monetaryItemType
text: <entity> 561 </entity> <entity type> monetaryItemType </entity type> <context> Collateral values for residential mortgage and home equity loans are based on appraisals, which are updated every 90 days at a minimum, less estimated costs to sell. At December 31, 2023 and 2022, the Company had collateral-dependent residential mortgage and home equity loans totaling $ 556 million and $ 561 million, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Commercial loans are secured by various types of collateral, including real estate, inventory, equipment, accounts receivable, securities and cash, among others. Collateral values are generally based on appraisals for commercial real estate loans, which are updated based on management judgment on a case-by-case basis. At December 31, 2023 and 2022, the Company had collateral-dependent commercial loans totaling $ 233 million and $ 21 million, respectively.
text
233
monetaryItemType
text: <entity> 233 </entity> <entity type> monetaryItemType </entity type> <context> Commercial loans are secured by various types of collateral, including real estate, inventory, equipment, accounts receivable, securities and cash, among others. Collateral values are generally based on appraisals for commercial real estate loans, which are updated based on management judgment on a case-by-case basis. At December 31, 2023 and 2022, the Company had collateral-dependent commercial loans totaling $ 233 million and $ 21 million, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Commercial loans are secured by various types of collateral, including real estate, inventory, equipment, accounts receivable, securities and cash, among others. Collateral values are generally based on appraisals for commercial real estate loans, which are updated based on management judgment on a case-by-case basis. At December 31, 2023 and 2022, the Company had collateral-dependent commercial loans totaling $ 233 million and $ 21 million, respectively.
text
21
monetaryItemType
text: <entity> 21 </entity> <entity type> monetaryItemType </entity type> <context> Commercial loans are secured by various types of collateral, including real estate, inventory, equipment, accounts receivable, securities and cash, among others. Collateral values are generally based on appraisals for commercial real estate loans, which are updated based on management judgment on a case-by-case basis. At December 31, 2023 and 2022, the Company had collateral-dependent commercial loans totaling $ 233 million and $ 21 million, respectively. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
During the year ended December 31, 2023, net charge-offs of $ 609 million and a provision for expected credit losses of $ 687 million resulted in an increase of $ 78 million to the ACL.
text
609
monetaryItemType
text: <entity> 609 </entity> <entity type> monetaryItemType </entity type> <context> During the year ended December 31, 2023, net charge-offs of $ 609 million and a provision for expected credit losses of $ 687 million resulted in an increase of $ 78 million to the ACL. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterRecovery
During the year ended December 31, 2023, net charge-offs of $ 609 million and a provision for expected credit losses of $ 687 million resulted in an increase of $ 78 million to the ACL.
text
78
monetaryItemType
text: <entity> 78 </entity> <entity type> monetaryItemType </entity type> <context> During the year ended December 31, 2023, net charge-offs of $ 609 million and a provision for expected credit losses of $ 687 million resulted in an increase of $ 78 million to the ACL. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossPeriodIncreaseDecrease
Excludes $ 34 million of charge-offs previously taken by Investors or recognized upon completion of the Investors acquisition under purchase accounting for the year ended December 31, 2022. The initial allowance for loan and lease losses on PCD assets included these amounts and, after charging these amounts off upon acquisition, the net impact for PCD assets was $ 101 million of additional allowance for loan and lease losses.
text
34
monetaryItemType
text: <entity> 34 </entity> <entity type> monetaryItemType </entity type> <context> Excludes $ 34 million of charge-offs previously taken by Investors or recognized upon completion of the Investors acquisition under purchase accounting for the year ended December 31, 2022. The initial allowance for loan and lease losses on PCD assets included these amounts and, after charging these amounts off upon acquisition, the net impact for PCD assets was $ 101 million of additional allowance for loan and lease losses. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Excludes $ 34 million of charge-offs previously taken by Investors or recognized upon completion of the Investors acquisition under purchase accounting for the year ended December 31, 2022. The initial allowance for loan and lease losses on PCD assets included these amounts and, after charging these amounts off upon acquisition, the net impact for PCD assets was $ 101 million of additional allowance for loan and lease losses.
text
101
monetaryItemType
text: <entity> 101 </entity> <entity type> monetaryItemType </entity type> <context> Excludes $ 34 million of charge-offs previously taken by Investors or recognized upon completion of the Investors acquisition under purchase accounting for the year ended December 31, 2022. The initial allowance for loan and lease losses on PCD assets included these amounts and, after charging these amounts off upon acquisition, the net impact for PCD assets was $ 101 million of additional allowance for loan and lease losses. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestPurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
Includes $ 169 million of initial provision expense related to non-PCD loans and leases acquired from HSBC and Investors for the year ended December 31, 2022.
text
169
monetaryItemType
text: <entity> 169 </entity> <entity type> monetaryItemType </entity type> <context> Includes $ 169 million of initial provision expense related to non-PCD loans and leases acquired from HSBC and Investors for the year ended December 31, 2022. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Unfunded commitments related to loans modified during the year ended December 31, 2023 were $ 221 million at December 31, 2023.
text
221
monetaryItemType
text: <entity> 221 </entity> <entity type> monetaryItemType </entity type> <context> Unfunded commitments related to loans modified during the year ended December 31, 2023 were $ 221 million at December 31, 2023. </context>
us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend
Modified TDRs resulted in charge-offs of $ 3 million for the year ended December 31, 2022. Unfunded commitments related to TDRs were $ 81 million at December 31, 2022.
text
3
monetaryItemType
text: <entity> 3 </entity> <entity type> monetaryItemType </entity type> <context> Modified TDRs resulted in charge-offs of $ 3 million for the year ended December 31, 2022. Unfunded commitments related to TDRs were $ 81 million at December 31, 2022. </context>
us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Modified TDRs resulted in charge-offs of $ 3 million for the year ended December 31, 2022. Unfunded commitments related to TDRs were $ 81 million at December 31, 2022.
text
81
monetaryItemType
text: <entity> 81 </entity> <entity type> monetaryItemType </entity type> <context> Modified TDRs resulted in charge-offs of $ 3 million for the year ended December 31, 2022. Unfunded commitments related to TDRs were $ 81 million at December 31, 2022. </context>
us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend
Includes $ 187 million of loans fully or partially government guaranteed by the FHA, VA, and USDA.
text
187
monetaryItemType
text: <entity> 187 </entity> <entity type> monetaryItemType </entity type> <context> Includes $ 187 million of loans fully or partially government guaranteed by the FHA, VA, and USDA. </context>
us-gaap:FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable.
text
115
monetaryItemType
text: <entity> 115 </entity> <entity type> monetaryItemType </entity type> <context> Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable. </context>
us-gaap:Depreciation
Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable.
text
107
monetaryItemType
text: <entity> 107 </entity> <entity type> monetaryItemType </entity type> <context> Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable. </context>
us-gaap:Depreciation
Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable.
text
98
monetaryItemType
text: <entity> 98 </entity> <entity type> monetaryItemType </entity type> <context> Depreciation charged to noninterest expense totaled $ 115 million, $ 107 million and $ 98 million for the years ended December 31, 2023, 2022 and 2021, respectively, and is presented in the Consolidated Statements of Operations in either occupancy or equipment expense, as applicable. </context>
us-gaap:Depreciation
Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
254
monetaryItemType
text: <entity> 254 </entity> <entity type> monetaryItemType </entity type> <context> Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:CapitalizedComputerSoftwareAmortization1
Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
243
monetaryItemType
text: <entity> 243 </entity> <entity type> monetaryItemType </entity type> <context> Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:CapitalizedComputerSoftwareAmortization1
Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively.
text
235
monetaryItemType
text: <entity> 235 </entity> <entity type> monetaryItemType </entity type> <context> Citizens had capitalized software assets of $ 2.6 billion and related accumulated amortization of $ 1.7 billion as of December 31, 2023 and 2022. Amortization expense was $ 254 million, $ 243 million and $ 235 million for the years ended December 31, 2023, 2022 and 2021, respectively. </context>
us-gaap:CapitalizedComputerSoftwareAmortization1
The Company recognizes the right to service residential mortgage loans for others, or MSRs, when purchased or when servicing is contractually separated from the underlying mortgage loans sold with servicing rights retained. MSRs are reported in other assets in the Consolidated Balance Sheets. MSRs are measured using the fair value method, with any change in fair value during the period recorded in mortgage banking fees in the Consolidated Statements of Operations. The unpaid principal balance of residential mortgage loans related to our MSRs was $ 97.4 billion and $ 96.7 billion at December 31, 2023 and 2022, respectively. The Company manages the risk associated with changes in the value of the MSRs with an active economic hedging strategy, which includes the purchase of freestanding derivatives.
text
97.4
monetaryItemType
text: <entity> 97.4 </entity> <entity type> monetaryItemType </entity type> <context> The Company recognizes the right to service residential mortgage loans for others, or MSRs, when purchased or when servicing is contractually separated from the underlying mortgage loans sold with servicing rights retained. MSRs are reported in other assets in the Consolidated Balance Sheets. MSRs are measured using the fair value method, with any change in fair value during the period recorded in mortgage banking fees in the Consolidated Statements of Operations. The unpaid principal balance of residential mortgage loans related to our MSRs was $ 97.4 billion and $ 96.7 billion at December 31, 2023 and 2022, respectively. The Company manages the risk associated with changes in the value of the MSRs with an active economic hedging strategy, which includes the purchase of freestanding derivatives. </context>
us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
The Company recognizes the right to service residential mortgage loans for others, or MSRs, when purchased or when servicing is contractually separated from the underlying mortgage loans sold with servicing rights retained. MSRs are reported in other assets in the Consolidated Balance Sheets. MSRs are measured using the fair value method, with any change in fair value during the period recorded in mortgage banking fees in the Consolidated Statements of Operations. The unpaid principal balance of residential mortgage loans related to our MSRs was $ 97.4 billion and $ 96.7 billion at December 31, 2023 and 2022, respectively. The Company manages the risk associated with changes in the value of the MSRs with an active economic hedging strategy, which includes the purchase of freestanding derivatives.
text
96.7
monetaryItemType
text: <entity> 96.7 </entity> <entity type> monetaryItemType </entity type> <context> The Company recognizes the right to service residential mortgage loans for others, or MSRs, when purchased or when servicing is contractually separated from the underlying mortgage loans sold with servicing rights retained. MSRs are reported in other assets in the Consolidated Balance Sheets. MSRs are measured using the fair value method, with any change in fair value during the period recorded in mortgage banking fees in the Consolidated Statements of Operations. The unpaid principal balance of residential mortgage loans related to our MSRs was $ 97.4 billion and $ 96.7 billion at December 31, 2023 and 2022, respectively. The Company manages the risk associated with changes in the value of the MSRs with an active economic hedging strategy, which includes the purchase of freestanding derivatives. </context>
us-gaap:SecuritiesSoldUnderAgreementsToRepurchase
Operating lease assets where Citizens was the lessor totaled $ 254 million and $ 260 million as of December 31, 2023 and 2022, respectively. Operating lease rental income associated with these assets is recognized in other income in the Consolidated Statements of Operations on a straight-line basis over the lease term.
text
254
monetaryItemType
text: <entity> 254 </entity> <entity type> monetaryItemType </entity type> <context> Operating lease assets where Citizens was the lessor totaled $ 254 million and $ 260 million as of December 31, 2023 and 2022, respectively. Operating lease rental income associated with these assets is recognized in other income in the Consolidated Statements of Operations on a straight-line basis over the lease term. </context>
us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet
Operating lease assets where Citizens was the lessor totaled $ 254 million and $ 260 million as of December 31, 2023 and 2022, respectively. Operating lease rental income associated with these assets is recognized in other income in the Consolidated Statements of Operations on a straight-line basis over the lease term.
text
260
monetaryItemType
text: <entity> 260 </entity> <entity type> monetaryItemType </entity type> <context> Operating lease assets where Citizens was the lessor totaled $ 254 million and $ 260 million as of December 31, 2023 and 2022, respectively. Operating lease rental income associated with these assets is recognized in other income in the Consolidated Statements of Operations on a straight-line basis over the lease term. </context>
us-gaap:PropertySubjectToOrAvailableForOperatingLeaseNet
Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company’s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. The Company has identified and assigned goodwill to two reporting units, Consumer Banking and Commercial Banking, based upon reviews of the structure of the Company’s executive team and supporting functions, resource allocations and financial reporting processes. Goodwill no longer retains its association with a particular acquisition once assigned to a reporting unit, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill.
text
two
integerItemType
text: <entity> two </entity> <entity type> integerItemType </entity type> <context> Goodwill is the purchase premium associated with the acquisition of a business and is assigned to the Company’s reporting units at the acquisition date. A reporting unit is a business operating segment or a component of a business operating segment. The Company has identified and assigned goodwill to two reporting units, Consumer Banking and Commercial Banking, based upon reviews of the structure of the Company’s executive team and supporting functions, resource allocations and financial reporting processes. Goodwill no longer retains its association with a particular acquisition once assigned to a reporting unit, and all of the activities within a reporting unit, whether acquired or organically grown, are available to support the value of the goodwill. </context>
us-gaap:NumberOfReportingUnits
The Company performed a quantitative goodwill impairment assessment in the fourth quarter of 2023 as part of its annual impairment assessment. Based on this quantitative assessment, the Company concluded that the estimated fair value of the Consumer Banking and Commercial Banking reporting units exceeded their carrying value; therefore, the Company determined that there was no impairment to the carrying value of its goodwill as of December 31, 2023. The Commercial Banking reporting unit’s fair value exceeded its carrying value by approximately 10 %.
text
no
monetaryItemType
text: <entity> no </entity> <entity type> monetaryItemType </entity type> <context> The Company performed a quantitative goodwill impairment assessment in the fourth quarter of 2023 as part of its annual impairment assessment. Based on this quantitative assessment, the Company concluded that the estimated fair value of the Consumer Banking and Commercial Banking reporting units exceeded their carrying value; therefore, the Company determined that there was no impairment to the carrying value of its goodwill as of December 31, 2023. The Commercial Banking reporting unit’s fair value exceeded its carrying value by approximately 10 %. </context>
us-gaap:GoodwillImpairmentLoss
As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections.
text
42
monetaryItemType
text: <entity> 42 </entity> <entity type> monetaryItemType </entity type> <context> As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections. </context>
us-gaap:AmortizationOfIntangibleAssets
As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections.
text
41
monetaryItemType
text: <entity> 41 </entity> <entity type> monetaryItemType </entity type> <context> As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections. </context>
us-gaap:AmortizationOfIntangibleAssets
As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections.
text
11
monetaryItemType
text: <entity> 11 </entity> <entity type> monetaryItemType </entity type> <context> As of December 31, 2023, all of the Company’s intangible assets were being amortized. Amortization expense recognized on intangible assets was $ 42 million, $ 41 million and $ 11 million for the years ended December 31, 2023, 2022 and 2021, respectively. The Company’s projection of amortization expense is based on balances as of December 31, 2023. Future amortization expense may vary from these projections. </context>
us-gaap:AmortizationOfIntangibleAssets
Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized and maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs. As of December 31, 2023 and 2022, the lending facilities had undrawn commitments to extend credit of $ 2.7 billion and $ 2.4 billion, respectively. For more information on commitments to extend credit see Note 19.
text
2.7
monetaryItemType
text: <entity> 2.7 </entity> <entity type> monetaryItemType </entity type> <context> Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized and maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs. As of December 31, 2023 and 2022, the lending facilities had undrawn commitments to extend credit of $ 2.7 billion and $ 2.4 billion, respectively. For more information on commitments to extend credit see Note 19. </context>
us-gaap:OtherCommitment
Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized and maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs. As of December 31, 2023 and 2022, the lending facilities had undrawn commitments to extend credit of $ 2.7 billion and $ 2.4 billion, respectively. For more information on commitments to extend credit see Note 19.
text
2.4
monetaryItemType
text: <entity> 2.4 </entity> <entity type> monetaryItemType </entity type> <context> Citizens provides lending facilities to third-party sponsored special purpose entities. Because the sponsor for each respective entity has the power to direct how proceeds from the Company are utilized and maintains responsibility for any associated servicing commitments, Citizens is not the primary beneficiary of these entities. Accordingly, Citizens does not consolidate these VIEs. As of December 31, 2023 and 2022, the lending facilities had undrawn commitments to extend credit of $ 2.7 billion and $ 2.4 billion, respectively. For more information on commitments to extend credit see Note 19. </context>
us-gaap:OtherCommitment
Contingent commitments related to the Company’s renewable energy investments were $ 67 million at December 31, 2023, and are expected to be paid in varying amounts through 2026. These payments are contingent upon the level of electricity production attained by the renewable energy entity relative to its targeted threshold and changes in the production tax credit rates set by the Internal Revenue Service.
text
67
monetaryItemType
text: <entity> 67 </entity> <entity type> monetaryItemType </entity type> <context> Contingent commitments related to the Company’s renewable energy investments were $ 67 million at December 31, 2023, and are expected to be paid in varying amounts through 2026. These payments are contingent upon the level of electricity production attained by the renewable energy entity relative to its targeted threshold and changes in the production tax credit rates set by the Internal Revenue Service. </context>
us-gaap:OtherCommitment
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
13.6
monetaryItemType
text: <entity> 13.6 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:UnsecuredDebt
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
74
monetaryItemType
text: <entity> 74 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
17
monetaryItemType
text: <entity> 17 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
16.0
monetaryItemType
text: <entity> 16.0 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:UnsecuredDebt
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
85
monetaryItemType
text: <entity> 85 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds.
text
27
monetaryItemType
text: <entity> 27 </entity> <entity type> monetaryItemType </entity type> <context> At December 31, 2023, the Company’s long-term borrowed funds include principal balances of $ 13.6 billion, unamortized debt issuance costs and discounts of $ 74 million, and hedging basis adjustments of ($ 17 ) million. At December 31, 2022, the Company’s long-term borrowed funds include principal balances of $ 16.0 billion, unamortized debt issuance costs and discounts of $ 85 million, and hedging basis adjustments of ($ 27 ) million. See Note 14 for further information about the Company’s hedging of certain long-term borrowed funds. </context>
us-gaap:HedgedLiabilityFairValueHedgeCumulativeIncreaseDecrease
Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity.
text
9.2
monetaryItemType
text: <entity> 9.2 </entity> <entity type> monetaryItemType </entity type> <context> Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </context>
us-gaap:ShortTermBorrowings
Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity.
text
15.7
monetaryItemType
text: <entity> 15.7 </entity> <entity type> monetaryItemType </entity type> <context> Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </context>
us-gaap:ShortTermBorrowings
Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity.
text
15.9
monetaryItemType
text: <entity> 15.9 </entity> <entity type> monetaryItemType </entity type> <context> Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </context>
us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity.
text
11.5
monetaryItemType
text: <entity> 11.5 </entity> <entity type> monetaryItemType </entity type> <context> Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </context>
us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity.
text
69.0
monetaryItemType
text: <entity> 69.0 </entity> <entity type> monetaryItemType </entity type> <context> Advances, lines of credit and letters of credit from the FHLB are collateralized primarily by residential mortgages and home equity products sufficient to satisfy the collateral maintenance level established by the FHLB. The utilized FHLB borrowing capacity, primarily for advances and letters of credit, was $ 9.2 billion and $ 15.7 billion at December 31, 2023 and 2022, respectively. The Company’s available FHLB borrowing capacity was $ 15.9 billion and $ 11.5 billion at December 31, 2023 and 2022, respectively. Citizens can also borrow from the FRB discount window to meet short-term liquidity requirements. Collateral, including certain loans, is pledged to support this borrowing capacity. At December 31, 2023, the Company’s unused secured borrowing capacity was approximately $ 69.0 billion, which includes unencumbered securities, FHLB borrowing capacity, and FRB discount window capacity. </context>
us-gaap:DebtInstrumentUnusedBorrowingCapacityAmount
Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion.
text
5.9
monetaryItemType
text: <entity> 5.9 </entity> <entity type> monetaryItemType </entity type> <context> Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion. </context>
us-gaap:HedgedAssetFairValueHedge
Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion.
text
39
monetaryItemType
text: <entity> 39 </entity> <entity type> monetaryItemType </entity type> <context> Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion. </context>
us-gaap:HedgedAssetFairValueHedgeCumulativeIncreaseDecrease
Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion.
text
4.0
monetaryItemType
text: <entity> 4.0 </entity> <entity type> monetaryItemType </entity type> <context> Includes the amortized cost basis of closed portfolios used to designate hedging relationships under the portfolio layer method. The hedged item is a layer of the closed portfolio which is expected to be remaining at the end of the hedging relationship. As of December 31, 2023, the amortized cost basis of the closed portfolios used in these hedging relationships was $ 5.9 billion, including associated cumulative basis adjustments of $ 39 million, and the amount of the designated hedging instruments was $ 4.0 billion. </context>
us-gaap:DerivativeAmountOfHedgedItem
Using the interest rate curve at December 31, 2023 with respect to cash flow hedge strategies, the Company estimates that approximately $ 914 million in pre-tax net losses will be reclassified from AOCI to net interest income over the next 12 months, including $ 460 million related to terminated swaps. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations and the addition of other hedges subsequent to December 31, 2023.
text
914
monetaryItemType
text: <entity> 914 </entity> <entity type> monetaryItemType </entity type> <context> Using the interest rate curve at December 31, 2023 with respect to cash flow hedge strategies, the Company estimates that approximately $ 914 million in pre-tax net losses will be reclassified from AOCI to net interest income over the next 12 months, including $ 460 million related to terminated swaps. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations and the addition of other hedges subsequent to December 31, 2023. </context>
us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet
Using the interest rate curve at December 31, 2023 with respect to cash flow hedge strategies, the Company estimates that approximately $ 914 million in pre-tax net losses will be reclassified from AOCI to net interest income over the next 12 months, including $ 460 million related to terminated swaps. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations and the addition of other hedges subsequent to December 31, 2023.
text
460
monetaryItemType
text: <entity> 460 </entity> <entity type> monetaryItemType </entity type> <context> Using the interest rate curve at December 31, 2023 with respect to cash flow hedge strategies, the Company estimates that approximately $ 914 million in pre-tax net losses will be reclassified from AOCI to net interest income over the next 12 months, including $ 460 million related to terminated swaps. This amount could differ from amounts actually recognized due to changes in interest rates, hedge de-designations and the addition of other hedges subsequent to December 31, 2023. </context>
us-gaap:InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet
Actuarial losses related to the Pension Plans recognized in AOCI at December 31, 2023 and 2022 were $ 446 million and $ 504 million, respectively.
text
446
monetaryItemType
text: <entity> 446 </entity> <entity type> monetaryItemType </entity type> <context> Actuarial losses related to the Pension Plans recognized in AOCI at December 31, 2023 and 2022 were $ 446 million and $ 504 million, respectively. </context>
us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax
Actuarial losses related to the Pension Plans recognized in AOCI at December 31, 2023 and 2022 were $ 446 million and $ 504 million, respectively.
text
504
monetaryItemType
text: <entity> 504 </entity> <entity type> monetaryItemType </entity type> <context> Actuarial losses related to the Pension Plans recognized in AOCI at December 31, 2023 and 2022 were $ 446 million and $ 504 million, respectively. </context>
us-gaap:DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax
In 2024, Citizens does no t plan to contribute to the Qualified Plans and expects to contribute $ 10 million to the Non-Qualified Plans.
text
no
monetaryItemType
text: <entity> no </entity> <entity type> monetaryItemType </entity type> <context> In 2024, Citizens does no t plan to contribute to the Qualified Plans and expects to contribute $ 10 million to the Non-Qualified Plans. </context>
us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear
In 2024, Citizens does no t plan to contribute to the Qualified Plans and expects to contribute $ 10 million to the Non-Qualified Plans.
text
10
monetaryItemType
text: <entity> 10 </entity> <entity type> monetaryItemType </entity type> <context> In 2024, Citizens does no t plan to contribute to the Qualified Plans and expects to contribute $ 10 million to the Non-Qualified Plans. </context>
us-gaap:DefinedBenefitPlanExpectedFutureEmployerContributionsNextFiscalYear
Citizens sponsors a 401(k) Plan under which employee contributions are matched by the Company dollar for dollar up to 4 % after the employee completes of one year of service. In addition, substantially all employees will receive an additional 1.5 % of their eligible earnings after completion of one year of service, subject to limits set by the Internal Revenue Service. Amounts expensed by the Company were $ 78 million in 2023 compared to $ 86 million in 2022 and $ 63 million in 2021.
text
4
percentItemType
text: <entity> 4 </entity> <entity type> percentItemType </entity type> <context> Citizens sponsors a 401(k) Plan under which employee contributions are matched by the Company dollar for dollar up to 4 % after the employee completes of one year of service. In addition, substantially all employees will receive an additional 1.5 % of their eligible earnings after completion of one year of service, subject to limits set by the Internal Revenue Service. Amounts expensed by the Company were $ 78 million in 2023 compared to $ 86 million in 2022 and $ 63 million in 2021. </context>
us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent
Citizens sponsors a 401(k) Plan under which employee contributions are matched by the Company dollar for dollar up to 4 % after the employee completes of one year of service. In addition, substantially all employees will receive an additional 1.5 % of their eligible earnings after completion of one year of service, subject to limits set by the Internal Revenue Service. Amounts expensed by the Company were $ 78 million in 2023 compared to $ 86 million in 2022 and $ 63 million in 2021.
text
78
monetaryItemType
text: <entity> 78 </entity> <entity type> monetaryItemType </entity type> <context> Citizens sponsors a 401(k) Plan under which employee contributions are matched by the Company dollar for dollar up to 4 % after the employee completes of one year of service. In addition, substantially all employees will receive an additional 1.5 % of their eligible earnings after completion of one year of service, subject to limits set by the Internal Revenue Service. Amounts expensed by the Company were $ 78 million in 2023 compared to $ 86 million in 2022 and $ 63 million in 2021. </context>
us-gaap:DefinedContributionPlanCostRecognized